Certainly, everyone is struggling a bit in these economic times. But no one really feels the pain of the economy more than a college student. With tuition, books, fees, and living expenses, it can seem a bit difficult at times to earn your degree and still have money. Fortunately, it can all be done. See below for tips on saving money while you study. Get roommates. If you don’t have roommates already, get some. Roommates can be a pain to deal with at times, but they will help share the living expenses like rent, electric bills, and even groceries. Watch your grocery bill. … [Read more...]
The New Work Evolution
July 9, 2011 By Leave a Comment
Staying employed today involves wrapping your head around a whole new work/career paradigm. Today’s career path is constantly changing, due to evolving technology and rapid communications. Add in the major dislocations going on in business today and we’ve got a whole new landscape to deal with. How do we keep up? Can we? Yes, we can! It takes a willingness to make big adjustments, however, sometimes at lightning speed. Careers that were once stable, both financially and geographically, are now evolving quickly, forcing us to evolve with them. Hold on, is that what it takes … [Read more...]
No Jobs? Keep the Faith
May 19, 2011 By Leave a Comment
This doesn't mean spend your time in the church praying to God -- although that wouldn't hurt. Yes, the economy's suffering. Jobs are harder to find. Income's harder to keep up. The bills are piling up. And you're winding down in this downward spiral of despair of longing for release. But no worries.... Image courtesy:Â http://farm4.static.flickr.com/3390/3211751968_4c85a0cec8_m.jpg Why? Because this is America -- the Land of Opportunity. Consider it your own casino bonus of mammoth proportions when you can have the clout and the desire to start your own business, or what have you, make … [Read more...]
Lowering Your Monthly Expenses
May 2, 2011 By Leave a Comment
With high unemployment and many employers cutting back employees’ hours, it is now more important than ever to save for a rainy day. It’s never too late to save for a rainy day and many people are starting to do so by cutting back their monthly expenses and putting that money away in savings. Cutting back your monthly expenses can be very overwhelming but if you take the right steps you can successfully cut back without feeling too overwhelmed. Here’s a look at how to properly go about cutting back your monthly expenses. Stay on Budget Once you have created a budget and … [Read more...]
Underemployment – As Bad As Unemployment During A Recession
April 25, 2011 By Leave a Comment
Image by Getty Images via @daylife Many persons feel happy at the fact that their firm did not fire them and instead offered to convert their existing job into a part time job during the recession. Needless to say, the salary comes down by half. The individual remains grateful that he or she has not lost the job. One of the biggest concerns of a recession is underemployment. Economists always consider unemployment and underemployment together when they are calculating loss of manpower and human resources during recessions. Why? Unemployment refers to those jobs that do not … [Read more...]
Handling Finances During a Divorce
April 6, 2011 By Leave a Comment
Filing for divorce can be difficult and emotional for all parties involved. When you learn that your spouse is filing, the last thing you want to think about is your finances, but it’s very important that you do. You and your spouse will have to work out how you’re going to handle your financial responsibilities during and after your divorce. There are several key points you’ll want to keep in mind when dealing with your finances during a divorce. One of the first things you should do when your spouse files is contact a lawyer who can help you deal with the legalities of the divorce … [Read more...]
Saving Money on Your Next Apartment
March 10, 2011 By Leave a Comment
When it comes to finding a place to stay, saving money on an apartment can be rather tricky. This is often further compounded if you are moving to a new place and don’t know the area very well, along with other considerations such as deadlines and circumstances (such as pets). Here are some tips that can help you save money when you are looking for a new apartment. Just like many objects you can purchase, the Internet is a strong tool. Many apartments, Cincinnati apartments included, will offer discounts, Internet deals, and negotiate the important issues with you. This will enable you to … [Read more...]
Effects Of Unemployment Of Human Psychology
March 9, 2011 By Leave a Comment
Unemployment is indeed a big curse and if a person is physically fit and it is very much available for work, and if no work is provided it has a big psychological and emotional impact on the person. The reasons for unemployment could be many and at times very controversial and is always a subject of discussion by many financial experts. Unemployment levels do not only effect those people who are not employed but also has a negative impact on the people who are working. Always there is a sense of uncertainty amongst these people who are right now working which often leads to decrease in their … [Read more...]
How To Survive Unemployment?
March 1, 2011 By Leave a Comment
Unemployment is a serious virus which can really ruin the prospects of your healthy living. Unemployment does not lie within a specific domain and is faced in greater proportion during the recession period globally. Recent scientific studies have given challenging reports as to surviving the weakening domain of unemployment which not only tends to attack your working skills and techniques but demotivates you in every possible way. It has shown that if an unemployed individual through personal dedication practices knowledge harbor through reading trade articles and attends conferences with … [Read more...]